01
Secured against the hardware, every time
We lend against shippable hardware with a first-lien security interest. No second-lien, no mezzanine, no covenants on your company.
About
A merchant bank built for the credit of compute.
We pay your OEM up front, so the hardware ships. You repay when your long-term lender takes over — an exit we arrange before we fund. We sit one tier below the bulge brackets and one tier above venture debt, built for the band in between.
I.Origin
Incubated by Metaversal Ventures.
Incubated by Metaversal Ventures — builders of the world's first on-chain GPU financing.
That heritage gave us two things most credit shops can't replicate: a working understanding of how GPU hardware moves through OEMs, distributors, and data centers — and the relationships with the institutional partners willing to fund it.
Built by operators who financed the first on-chain GPU deal. Now structured for traditional institutional credit at scale.
II.What We Do
Three products. One counterparty.
Deposit Finance — up to 75% of your supplier deposit, paid straight to the OEM, reseller, or integrator. Part of the same bridge, on the same paperwork.
Manufacture-to-Install Bridge — we fund your GPUs from purchase order to power-on. Senior-secured against the hardware, non-recourse to your company. Take it one deal at a time, or set up a standing line that funds every approved deal same-day.
Federal Funding — direct access to U.S. government programs (EXIM, the DFC, and the Department of Energy) for deals that qualify. A bonus when a deal qualifies — never something you must have.
We sit one tier below the bulge brackets and one tier above venture debt — built for $20M to $200M facilities, against hardware and customer contracts we can lend against.
III.Principles
Four rules we don't bend.
02
Your exit is locked before we fund
Every bridge is structured against a long-term lender who has committed in writing to take the deal out — at a price agreed before we fund.
03
An honest no in week one
We publish what we won't finance before we describe what we will. An honest no in week one is worth more than a maybe in month three.
04
On your schedule — not a credit committee's
Terms back in about five business days. Same-day draw on a standing line. Standard paperwork in a country where we can secure and enforce the loan.
IV.How It's Funded
You sign with us. The funding is already in place.
Your bridge and your long-term loan are secured by the same hardware and the same contracts, so the hand-off between them is automatic. You never refinance — you simply repay.
Behind every facility are institutional partners with deep balance sheets — a regulated U.S. bank, a publicly traded lender, and a digital credit network.
Warehouse
A regulated U.S. bank
Funds a standing line against our pipeline, so approved deals can draw the same day.
Term
A publicly traded lender
Provides the long-term loan that takes our bridge out — at a price agreed before we fund.
Round-the-clock
A digital credit network
Adds round-the-clock funding that widens the pool we draw on — with no change to what you sign.
— Three sources, one facility — so no single one can hold up an urgent draw.
Tell us about the deals you have coming
Tell us about the deals you have coming.
Within one business day — at no cost and under NDA — we'll tell you where federal programs fit, how your facility would be built, and the terms to expect.
origination@radfordcredit.com →