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Radford · Merchant Bank for the AI Buildout
Product — Term Finance

Term debt on your GPUs. Priced to beat the specialists.

Once the cluster is live and contracted, the risk drops — and your cost of capital should drop with it. Radford holds 36 to 48 month term paper against the hardware and the offtake behind it. From ~9%, up to 80% LTV, non-recourse to your company.

  • 36 to 48 months, amortizing, no balloon surprises.
  • Up to 80% LTV against the equipment plus contracted revenue.
  • Non-recourse to the operating company. No financial covenants.
  • Convert directly from a Radford bridge on pre-agreed pricing — no refinancing scramble.
Get a quote →

$25M to $2B · One counterparty from supplier deposit through term · One set of paperwork

I.Parameters

The box, published.

Indicative and confirmed at term sheet. Pricing moves on offtake quality, chipset generation, LTV, jurisdiction, and tenor.

Deal size
$25M – $250M
Tenor
36 – 48 months, amortizing
Pricing
From ~9%. Most deals price 9–14%.
Advance rate
Up to 80% LTV on the hardware
Security
First lien on the equipment plus contracted offtake
Recourse
Non-recourse to the operating company
Covenants
No financial covenants on your company
Time to close
2 – 8 weeks from quote
II.What We Underwrite

The asset and the contract. Not your balance sheet.

Contracted compute revenue

An anchor tenant, signed MSA, or contracted minimums that cover debt service with room to spare.

Current-generation hardware

GB300, GB200, H200, H100, or equivalent — deployed and installed, with clear title.

A Tier-3+ facility with power

Executed lease or colocation agreement, power and cooling live.

An enforceable jurisdiction

Somewhere we can perfect a first lien and enforce it if we ever have to.

— If the cluster earns, the debt works. That is the whole test.

Get a quote

Tell us the size, the asset, the location, and the timing. We'll quote within 48 hours.

Five questions, no data room, no credit pull. $25M to $2B, one counterparty from supplier deposit through term.